What’s In Your Way?

HOW TO GET RICH: Make More or… Spend Less!

​TWENTY PROVEN WAYS

• Cut down on normal weekly expenses
• Car pool
• Cut down or cut out nasty habits
• Limit Shopping excursions – Avoid Shopping temptations – Avoid Shopping venues
• Make a lunch – Take a lunch
• What’s for dinner? – Cook!  Cut coupons!
• Need designer clothes – Buy them at Resale Shops
• Stop the notion that “My kids will live better than me”
• Be honest with the family – get family involved
• Make a commitment to your spouse
• Change the paradigm that “I deserve, what I deserve …that’s why I work”
• Tell yourself, “It’s for my mental health!” – no loans and more money should be your peace of mind.
• Cut out Starbucks aka 5.00 bucks:
  52 oz. Folgers has 360 cups of coffee for $6.00
  360 cups of Starbucks @3.00 a cup = $1,080.00
• Separate your essentials from your desirables
• Avoid check cashing establishments, $5.00 per check = $120.00 a year
• Avoid ATM charges – Go to the Bank
• Avoid overdraft fees, balance your checkbook!
  Don’t know how? Learn!
• Use online payment options; it’s free and saves on envelopes and stamps
• Negotiate terms of everything…they can only say no
• Worry, and doubt often lead to excessive….eating, or drinking, or shopping, or getting into activities of which you don’t belong